What changed

Ledger’s October 7, 2026 release notes describe Morpho integration and Crypto Loan through Yield.xyz. Supported collateral includes wrapped bitcoin assets such as cbBTC. The services are supplied by third parties; a hardware signer does not turn a loan into a guaranteed or risk-free product.

Why it matters

Eligible users can deposit supported collateral and borrow stablecoins without selling that collateral at the start. However, collateral is committed to a lending protocol rather than remaining freely available in a wallet. Falling collateral prices or growing debt can trigger liquidation under the market’s rules.

Before you act

Read the collateral type, loan-to-value threshold, variable interest rate and repayment conditions. Wrapped assets add issuer or bridge-related dependencies. Verify country availability and protocol risks. Keeping private keys offline helps with signing security, but does not remove market, smart-contract or liquidation risk.

Original source

Ledger — External source
Source date
Source checked

AI-assisted text and translations based on the linked sources. No affiliation with the companies covered.

Information only. Not investment advice. Cryptoassets can lose value; availability and fees vary by provider and region.